Your money,
two ways to budget

Basis Budget is an iOS app that helps you take control of your finances. It offers two budgeting approaches — Zero-Based budgeting (assign every dollar a job) and Spending Limits (set monthly caps per category) — plus net worth tracking, transaction management, and automatic bank sync.

Basis Budget is free to download and use in manual mode. Bank sync (Connected mode) includes a free 1-month trial, then $4.99/month. You can cancel anytime.

Basis Budget uses Plaid, a trusted financial data provider used by thousands of apps, to securely import your transactions and balances. You authenticate directly with your bank through Plaid’s secure interface — your banking credentials are never shared with or stored by Basis Budget.

Your financial data is stored on your device and synced via Apple’s iCloud — we never see or store your transactions, balances, or spending data on our servers. Bank connections are secured by Plaid with bank-level encryption. You can also enable Face ID or Touch ID to lock the app.

Checking, savings, credit cards, cash, investments, loans, and manual assets like your home or vehicle. Linked accounts sync automatically; manual accounts let you update balances yourself.

Zero-Based budgeting has you assign every dollar of income to a specific category — nothing is left unbudgeted. Spending Limits lets you set monthly caps on categories and tracks your spending against them. You can switch between modes anytime without losing your data.